

About Us

Trust & Credibility
A Trusted Partner for Independent Agents
At Today’s Insurance Agent, we believe independent agents and agencies deserve more than just carrier contracts—they need a true business partner that offers the tools, support, and strategy to succeed.
As the FMO division of Fika Insurance Group, we focus on providing:

Proven Business Strategies to help agents grow and scale.

Exclusive Agent Perks & Discounts through Insuracube Technologies.

A Strong Industry Network through key partnerships with leading organizations.
Whether you’re a solo agent or running an agency, our goal is to help you maximize your earning potential while streamlining your workflow.

Our Mission & Core Values
Our mission is to empower independent insurance agents by providing the best-in-class support, technology, and marketing solutions, enabling them to build profitable, scalable, and sustainable businesses.
- Agent-First Approach – Your success is our priority.
- Integrity & Transparency – We believe in honest, straightforward guidance.
- Innovation – We leverage cutting-edge technology and resources.
- Long-Term Growth – We help agents build lasting careers in insurance.

Our Experience & Proven Track Record
With over 30 years of combined experience, our leadership team has helped hundreds of agents build successful, thriving businesses in the Medicare, Health, and Life insurance markets.
Our Journey & Commitment to Agents
From Licensed Advisors to Industry Leaders – Chris Johnson’s career began in investment advising and insurance, giving him a deep understanding of how independent agents can grow profitable businesses.
Decades of Agent Support & Compliance Expertise – Kara Johnson has worked extensively in compliance, contracting, and agent operations, ensuring agents get the support they need to navigate the complexities of the industry.
From Retail Success to FMO Expansion – After founding Fika Insurance Group, Chris & Kara recognized a gap in the market—agents needed better tools, marketing, and support to succeed. Today’s Insurance Agent was built to provide exactly that.
"We know what it takes to build a successful agency—because we've done it ourselves. And now, we help independent agents do the same."

Why Agents Choose Us!

No Production Minimums
We support you from day one, whether you're new to the industry or a seasoned professional.

Agent-Centered Training & Resources
We provide you with more than just contracting; we offer real business growth tools to help you succeed.

Technology & Marketing Support:
Our cutting-edge technology and marketing support give you a competitive edge in the industry.

Direct Access to Leadership
Receive personalized guidance and coaching from Chris & Kara Johnson.
Welcome
Meet Our Leadership Team

Chris Johnson
Founder & President
Chris Johnson founded Fika Insurance Group to reshape the FMO experience by providing independent agents with the same tools and resources as large organizations—without the red tape. With a background in investment advising, business development, and digital marketing, he understands what it takes for agents to succeed in a competitive industry.

Kara Johnson
Vice President
With decades of expertise in compliance, operations, and agent support, Kara streamlines onboarding, contracting, and training. She collaborates with independent agents and agencies, guiding them through licensing, compliance, and operational success. Her dedication ensures agents receive the tools and knowledge needed for efficiency and long-term growth.
Industry Partnerships
We believe in providing solutions that answer the needs of today’s businesses. Gain a competitive advantage with our strategic consulting services.
Agent Testimonials & Success Stories
📣 What Agents Are Saying!
Sarah M., Agency Owner
"The personalized support I receive is unmatched. Chris and Kara truly care about agents, and it shows."
John D., Independent Agent
"Partnering with Today's Insurance Agent has been a game-changer for my business. The support, marketing help, and easy contracting process made all the difference."
